Medical Plans
Medical Plan Choices
Cleveland State University offers eligible faculty and staff three medical plan options and an alternative Taxable Cash Option during the plan year.
- MetroHealth Select (Skyway) Exclusive Provider Organization (EPO)
- Medical Mutual Value Plan SuperMed Preferred Provider (PPO) Network
- Medical Mutual Traditional Plan SuperMed Preferred Provider (PPO) Network
- Taxable Cash Option The Taxable Cash Option is available for employees enrolled in a medical plan not sponsored by Cleveland State University. Choosing this option waives any medical coverage through CSU.
Selecting a Medical Plan
When selecting a medical plan, look for the option that delivers the strongest benefits with the lowest overall out‑of‑pocket costs for you and your family, and make sure its provider network—including doctors, hospitals, and other services—meets your needs.
Note: The “benefit plan year” for all CSU medical plans is July 1 through June 30; however, the “benefit period” for annual deductibles and out-of-pocket maximums is from January 1 through December 31.
MetroHealth Select (Skyway) Exclusive Provider Organization (EPO) — In-Network Coverage Only
The MetroHealth Select (Skyway) Plan Exclusive Provider Organization (EPO) through the MetroHealth Hospital System provides health centers located throughout Cuyahoga County and the CSU On-Site Clinic. Covered services must be provided by MetroHealth Select (Skyway) network providers. A listing of common services covered under the plan is included in the Medical and Prescription Drug Plans Comparison Chart.
Prescription drug coverage is included as part of the MetroHealth Select (Skyway) Plan. Refer to the Prescription Drug Coverage section of this website for more details. Medical Mutual is the claims administrator for the MetroHealth Select (Skyway) Plan. Medical Mutual reviews and pays claims for covered services provided by MetroHealth Select (Skyway) Network Providers.
Contact Information:
- Customer Service at Medical Mutual at 800.774.5284 – Direct questions regarding covered services, claims and requests for identification cards
- MetroHealth concierge line at 216.778.8818 – Schedule appointments, locate network doctors and get information on the services provided at health center locations
- metrohealth.org – Additional information and resources
MetroHealth Select (Skyway) Summary of Benefits and Coverage (SBC)
This plan is available to Full-Time, Part-Time (30-39 hours), Part-Time (20-29) and ACA eligible employees.
Medical Mutual Value and Traditional Plan
The Medical Mutual Value and Traditional Plans are a Preferred Provider Organization (PPO) through Medical Mutual, which provides three “tiers” or levels of benefit coverage based on medical services and the providers of care:
- TIER 1 CSU On-Site Clinic
- TIER 2 SuperMed Preferred Provider (PPO) Network (contracting provider)
- TIER 3 Non-Network Provider (non-contracting provider)
Contact Information
- Medical Mutual Customer Service 800.744.5284
- medmutual.com
Medical Mutual Value Plan Summary of Benefits and Coverage (SBC)
Medical Mutual Traditional Plan Summary of Benefits and Coverage (SBC)
These plans are only available to Full-Time, Part-Time (30–39 hours) eligible employees.
Taxable Cash Option
Full-time employees can receive, as taxable earnings, a lump sum payment up to $1,200 a year; part-time employees (30 to 39 hours) up to $900 per year. The amount of the payment is based on the period of time the employee is enrolled in this option during the benefit plan year. The plan year for benefit enrollment is July 1 to June 30 and is paid annually in July.
Employees must select the Cash Option as their medical plan enrollment, and not be covered under a medical plan sponsored by Cleveland State University through a family member who is also an employee. Selecting “waived” medical will not result in a Taxable Cash Option payment and corrections will not be made.
CSU Health and Wellness Services — On-Campus Clinic
The convenience of low/no-cost on-campus health care for faculty and staff is available at CSU Health and Wellness Services, located in the Center for Innovation in Medical Professions (IM), Room 205. Call 440.592.1900 for an appointment. Faculty and staff enrolled in the MetroHealth Select, Medical Mutual Value or Medical Mutual Traditional plans can receive office visit care with coverage as shown on the Medical and Prescription Drug Comparison chart.